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Latest MYGA Rates

Updated February 7, 2025

TABLE NEEDS UPDATE

Carrier

Product

Max AG49 Rate

Cap

Floor

AIG/Corebridge

Value+ Protector IUL

6.39%

10.00%

0.00%

Lincoln

WealthPreserve 2

6.53%

10.50%

0.00%

Nationwide

IUL Protector II

6.42%

10.25%

0.00%

Symetra

Protector IUL 5.0

6.05%

9.50%

0.00%

TransAmerica

Financial Choice IUL

6.15%

9.25%

0.25%

Ameritas

FLX IUL

5.79%

9.00%

0.00%

National Life

Flex Life IUL

6.00%

9.25%

0.00%

Principal

IUL Flex II

5.52%

8.50%

0.00%

Protective

Indexed Choice UL

5.55%

8.50%

0.00%

John Hancock

Protection IUL

6.10%

9.60%

0.00%

Mutual of Omaha

Protection Advantage IUL

5.53%

8.50%

0.00%

Securian

Eclipse Protector II

5.81%

9.00%

0.00%

Prudential

Founders Plus IUL

5.40%

8.00%

0.00%

North American

Protection Builder IUL

5.31%

6.95%

2.50%

American National

Signature Protection IUL

6.03%

9.50%

0.00%

Accumulation Products

Carrier

Product

Max AG49 Rate

Cap

Floor

Allianz

Accumulator IUL

7.42%

12.25%

0.00%

TransAmerica

Financial Foundation IUL

7.25%

12.25%

0.75%

AIG/Corebridge

Max Accumulator+ III

7.09%

11.50%

0.00%

Symetra

Accumulator Ascent IUL

7.00%

11.50%

0.00%

Securian

Eclipse Accumulator

6.56%

10.50%

0.00%

Mutual of Omaha

Income Advantage IUL

6.30%

10.00%

0.00%

Nationwide

IUL Accumulator II

6.42%

10.25%

0.00%

Lincoln

WealthAccumulate 2

7.01%

11.50%

0.00%

Pacific Life

Horizon IUL 2

6.33%

10.00%

0.00%

North American

Builder Plus IUL

6.60%

10.50%

2.00%

National Life

Summit Life IUL

6.00%

9.25%

0.00%

Ameritas

Growth IUL

5.92%

9.25%

0.00%

Principal

IUL Accumulation II

5.79%

9.00%

0.00%

John Hancock

Accumulation IUL '21

6.04%

9.50%

0.00%

Prudential

Momentum IUL

6.42%

10.25%

0.00%

*Rates listed are based off of each carriers' S&P 500 One-Year Point-to-Point Index.

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Life insurance technology and advisory services are provided by Modern Life Group, Inc. (“Modern Life”). Modern Life is a licensed insurance producer in all states where it offers products, and acts as an agent for various insurance companies. License information available here. Modern Life does business as Modern Life Insurance Services in CA. The information on this website is for informational purposes only. Products and specific product features may not be available in all states, and other limitations or restrictions may apply.

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 475 Springfield Ave., Summit, NJ 07901, 303-797-9080. Modern Life is not affiliated with The Leaders Group, Inc. Check the background of your financial professional or broker/dealer with FINRA BrokerCheck.