Why nicotine pouches, like Zyn, are creating an underwriting disclosure problem, and what advisors can do about
Why nicotine pouches, like Zyn, are creating an underwriting disclosure problem, and what advisors can do about
Why nicotine pouches, like Zyn, are creating an underwriting disclosure problem, and what advisors can do about
Nicotine pouch sales grew 207% between January 2023 and April 2025. Most clients who use them don't think they're using tobacco. Carriers disagree, and standard underwriting exams can't tell the difference. That mismatch is turning into one of the most preventable placement problems in the market.
This whitepaper explains where the gap comes from, what it costs clients, and what to do about it before an application is submitted.
All registrants will receive a calendar invitation and link to join the webinar via Zoom. Can't make it live? Register anyway and we'll send you a recording of the presentation the next day.
Request a demo
See how we provide advisors with advanced technology, unmatched support and the advice of the country’s top insurance experts.
Insights directly to your inbox
Stay up-to-date on industry news, planning strategies, product updates, and more.
Modern Life maintains SOC 2 Type II compliance, ensuring that our systems and controls meet rigorous standards for security, availability, and data protection.
